Welcome to HMTVisa.com (“we”, “us”, “our”). These Terms & Conditions (“Terms”) govern your use of our website https://hmtvisa.com/ (“Website”), the services we provide, and your relationship with us. By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use our Website or services.


1. Definitions

  • Client/User/You/Your refers to any person who uses the Website or purchases our services.

  • Services refers to visa information, visa assistance, application guidance, document review, and related services offered on the Website.

  • Website refers to the online platform at https://hmtvisa.com.


2. Acceptance of Terms

By accessing or using the Website, you agree to comply with these Terms and all applicable laws and regulations. We may update or modify these Terms at any time without prior notice. Your continued use of the Website after changes constitutes acceptance of the updated Terms.


3. Use of Website

You agree to use the Website for lawful purposes only and not to engage in any conduct that:

  • Violates any law, regulation, or third-party right

  • Interferes with the operation or security of the Website

  • Is harmful, abusive, or discriminatory

You agree not to:

  • Use automated tools to scrape or collect data

  • Attempt to gain unauthorized access to any part of the Website


4. Services Overview

HMTVisa.com provides general information and assistance for visa applications including:

  • Visa eligibility guidance

  • Visa documentation support

  • Application process assistance

  • Travel information

Important: Our services are not a guarantee of visa approval. Visa decisions are made solely by the relevant embassy, consulate, or immigration authority.


5. Eligibility to Use Services

You must be at least 18 years old or the legal age of majority in your jurisdiction to use the Website and purchase services. If you are under 18, you may use the Website only with the consent of a parent or legal guardian.


6. Account & User Information

If you create an account, you agree to:

  • Provide accurate, complete, and current information

  • Maintain the security of your account credentials

  • Be responsible for all activities under your account

We reserve the right to suspend or terminate accounts that provide false or misleading information.


7. Payment & Fees

  • All fees for services are as listed on the Website at the time of purchase.

  • Payment must be made in full before services are provided.

  • We accept online payments through the available payment gateways.

  • You are responsible for any applicable taxes, processing fees, or currency conversion charges.


8. Refund Policy

Refunds are governed by our Refund Policy, which is part of these Terms. You agree to the terms in that policy when you purchase a service.


9. Intellectual Property

All content on this Website, including text, graphics, logos, images, and software, is the property of HMTVisa.com or its licensors and is protected by copyright and other intellectual property laws.

You agree not to:

  • Copy, replicate, distribute, or create derivative works from our content

  • Use our content for commercial purposes without prior written consent


10. Disclaimers

  • The information provided on the Website is for general informational purposes only and is not legal, financial, or professional advice.

  • We do not guarantee accuracy, completeness, or applicability of the information.

  • We are not responsible for changes in visa rules or requirements by governments or embassies.


11. Limitation of Liability

To the maximum extent permitted by applicable law, HMTVisa.com and its affiliates, employees, and partners are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website or services.


12. Indemnification

You agree to indemnify and hold HMTVisa.com harmless from any claim, demand, loss, or damages, including legal fees, arising out of your use of the Website, violation of these Terms, or infringement of any rights of a third party.


13. Governing Law

These Terms are governed by and interpreted in accordance with the laws of [Your Country/State] without regard to conflict of law principles.


14. Contact Information

If you have questions about these Terms, you can contact us at:

📧 Email: support@hmtvisa.com
🌐 Website: https://hmtvisa.com/


Acceptance

By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.

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